GOVPH

ADVISORY ON CONSULAR OUTREACH IN MALTA

Hits: 116

ADVISORY ON DECLARATION OF PUBLIC HOLIDAY (06 JANUARY 2025)

Hits: 80

ADVISORY ON THE EMBASSY'S UPCOMING CONSULAR OUTREACH MISSIONS FOR THE 1ST QUARTER OF 2025

Hits: 159

ADVISORY ON SOCIAL MEDIA LOAN SCAMS

Hits: 127

The Philippine Embassy in Rome recently received reports from Filipino nationals who have been victimized by a scam involving fake loan offers on social media. The scammers posted ads promising quick loans, and lured victims by providing photos of licensed Philippine companies, permits, and personal IDs. Victims were instructed to pay a 10% "security bond" upfront, and were told that this would be refunded once the loan has been processed. However, after payment, the scammer would claim that errors occurred, and demand additional payments under threat of bad credit and accusations of tax evasion if they decided to cancel the transaction.

Due to these disturbing developments, the Embassy urges the public to always be vigilant and cautious of offers that require upfront payment for loans. Legitimate financial institutions will never ask for payment before granting a loan. If you are ever in doubt, verify the company’s legitimacy with authorities such as the Securities and Exchange Commission (SEC) or the Bangko Sentral ng Pilipinas (BSP).

If you encounter such a scam, do not send money and make a formal report of the incident to the Cybercrime Division of the National Bureau of Investigation (NBI) or the Anti-Cybercime Group of the Philippine National Police by sending the affidavit executed in the nearest Philippine Embassy/Consulate in your area.

For assistance or to report a case, please email the Embassy at This email address is being protected from spambots. You need JavaScript enabled to view it.

Kamakailan ay nakatanggap ang Embahada ng Pilipinas sa Roma ng mga ulat mula sa mga Pilipinong biktima ng scam na kinasasangkutan ng mga pekeng loan offer sa social media. Ang mga scammer ay nagpo-post ng mga ads  na nangangako ng mabilis na pautang, at nang-aakit ng mga biktima sa pamamagitan ng pagbibigay ng mga larawan ng mga lisensyadong kumpanya, permit, at personal ID ng Pilipinas. Ang mga biktima ay kinakailangang magbayad ng 10% na "security bond" nang pauna, at sinabihan na ito ay ire-refund kapag naproseso na ang loan. Gayunpaman, pagkatapos ng pagbabayad, sasabihin ng scammer na may mga error na nangyari, at humihiling ng karagdagang mga pagbabayad sa ilalim ng banta ng masamang kredito at mga akusasyon ng pag-iwas sa buwis kung nagpasya silang kanselahin ang transaksyon.

Dahil sa nakababahalang mga pangyayaring ito, hinihimok ng Embahada ang publiko na laging maging mapagbantay at mag-ingat sa mga alok na nangangailangan ng paunang bayad para sa mga pautang online. Ang mga lehitimong institusyong pinansyal ay hindi kailanman hihingi ng bayad bago magbigay ng pautang. Kung nagdududa ka, paki-verify ang pagiging lehitimo ng kumpanya sa mga awtoridad tulad ng Securities and Exchange Commission (SEC) o Bangko Sentral ng Pilipinas (BSP).

Kung nakatagpo kayo ng ganitong scam, huwag magpadala ng pera at gumawa ng pormal na ulat ng insidente sa Cybercrime Division ng National Bureau of Investigation (NBI) o Anti-Cybercime Group ng Philippine National Police sa pamamagitan ng pagpapadala ng affidavit na isinagawa sa pinakamalapit na Philippine Embassy/Consulate sa iyong lugar.

Para sa tulong o para mag-ulat ng kaso, mangyaring mag-email sa Embahada sa This email address is being protected from spambots. You need JavaScript enabled to view it.